Life Insurance
If you are less than age 65 when you retire, your term life insurance will be an amount equal to 5% of the amount in force on the day prior to retirement (last active amount) for each full year you were insured prior to your retirement date, up to 100%. On the fifth anniversary of your retirement, and on each following anniversary of that date, the amount reduces by 10% of your initial postretirement amount, but the amount will not reduce to less than 25% of your initial post-retirement amount. In any event, your amount on and after age 65 will not exceed 25% of your initial postretirement amount. If you are age 65 or older when you retire, the pre-age 65 formula applies for determining your initial post-retirement amount, but that amount is immediately reduced to 25%. When you turn age 65: Your Basic Term Life Insurance becomes 100% County paid, regardless of your cost sharing arrangement. This happens automatically. (Reference your latest annual Group Insurance Confirmation Statement for your current coverage amount.)
MetLife Life is the County's life insurance carrier.
Life and Accidental Death & Dismemberment (AD&D) Certificate
Conversion Application Form 
Portability Application Form
Grief Counseling
Beneficiary Forms
Travel Assistance
MCG Dignity Memorial Funeral Planning
MetLife Insurance Is the County's new insurance carrier.
Beneficiary Forms
MCG Life Estate Resolution
Will Preparation
Optional life insurance is coverage in addition to your basic term life insurance. You may elect to continue your optional life insurance into retirement provided your coverage was in effect at the time of retirement (reference your latest annual Group Insurance Confirmation Statement for current coverage amount.) The coverage is frozen at the amount in effect at the time of retirement. After retirement, you cannot elect to change to different coverage options and can only continue or cancel your existing optional life insurance. Note: The cost of Optional Life Insurance is 100% retiree paid.
Dependent Life Insurance coverage is optional and must be in effect at the time of retirement. (Reference your latest annual Group Insurance Confirmation Statement for current coverage amount).
Note: Dependent life insurance only covers your spouse and eligible dependent children. Eligible dependent children are your unmarried children who are less than 26 years old.
At retirement, you may elect to continue, change, or discontinue your dependent life insurance. However after retirement, you cannot elect to change to different coverage options and can only continue or cancel your existing dependent life insurance.
You may elect one of the following options or choose no coverage at all:
$2000 Spouse
$1000 Child/ren
$4000 Spouse
$2000 Child/ren
$10,000 Spouse
$5000 Child/ren