For Homeowners
If you cannot find what you're looking for from the information below, call us at (240) 777-4940 (Mon to Fri, 9am—5pm) or visit us at one of our locations to ask about programs that can help you.
If You Are Struggling to Pay Your Mortgage:
- First contact your mortgage company to ask about different payment arrangements.
- See our Financial page and Multiple Needs page for information on financial assistance.
- Financial Assistance for Homeowners
- Information on county and state programs that offer tax credits or homeowner energy efficiency programs.
If You Are Struggling to Pay Your Utility Bill:
- See our Get Help / Financial page and go to the Utilities section.
For Legal Assistance with Foreclosure & Other Homeowner Issues:
- For legal help regarding a foreclosure, see our Legal/Housing page.
Approved Housing Counseling Agencies:
HUD-approved housing counseling agencies provide advice on buying a home, renting, default, foreclosure avoidance, credit issues, reverse mortganges, and other homeowner issues.- Housing Initiative Partnership, Inc.: 301-916-5946
- Latino Economic Development Center: 202-540-7401
- First Home Alliance: (877) 250-9025
- For additional HUD-approved housing counseling agencies
Affordable Home Repairs and Improvements:
- Maryland Department of Housing and Community Development
- Loan and grant programs for home repairs and improvements.
- Rebuilding Together Montgomery County
- Provides free critical home repairs and accessibility modifications to homeowners in need.
- Habitat for Humanity’s Home Repair Services
- Provides a number of programs for home repairs, weatherization services, increased accessibility, etc, for qualifying residents of Montgomery and Prince George’s Counties
- Community Forklift: 301-985-5180; 4671 Tanglewood Dr., Edmonston, MD 20781
- Collects donations of home improvement materials and makes them available to the public at low cost.
General Resources
- Montgomery County Department of Housing and Community Affairs - Information on landlord-tenant issues, housing code enforcement, moderately priced housing options, and more.
- Visit website to learn the different ways to contact DHCA.
- State of Maryland Resources- Information for homeowners, renters, Homelessness Solution Programs, finding affordable housing, loan programs for home repairs and energy efficiency projects, foreclosure prevention, and more.
ORGANIZATIONS WHICH PROVIDE HOUSING SUPPORT
- Housing Initiative Partnership: 301-916-5946
Housing counseling agency and nonprofit housing developer which provides services to renters and homeowners, including eviction and foreclosure prevention, home buyer education, and rental opportunities for low-income individuals and families. - Latino Economic Development Center: 1-866-977-LEDC (1-866-977-5332)
Homeownership Counseling Program helps low to moderate income residents build their financial capability skills, establish or repair their credit, purchase their first home, or save their homes from foreclosure. - CASA: 301-431-4185
Membership-based organization which provides advocacy and services on behalf of immigrant communities.