It’s easier to fool people than convince them they have been fooled. -- Mark Twain

Frequently, fraud victims refuse to believe that the nice person (perhaps the love of their lives) is a crook. This phenomenon can be attributed to several psychological factors. These factors often create a barrier that prevents victims from not recognizing the scam and receiving help from the community.  Here are some reasons why victims deny or conceal their victimization:

Cognitive Dissonance: When individuals realize they have been scammed, it creates a state of psychological discomfort arising from conflicting beliefs or attitudes. This is called cognitive dissonance. To reduce this discomfort, victims may unconsciously rationalize their actions, convincing themselves that participating in the scam was beneficial or that they made a wise decision.
person being interviewed by police officer.

Sunk Cost Fallacy: Victims may have invested time, effort, or money into the scam, making it difficult to accept that they were deceived. They may believe that admitting they were scammed would acknowledge their gullibility or poor judgment.  Moreover, victims can be persuaded to put more money into the scam to recover their original losses.

Fear of Embarrassment and Stigma: Admitting to being scammed can be embarrassing and might lead to social stigma. Victims may fear judgment or ridicule from family and friends, causing them to deny or downplay the situation, even refusing to report the crime or cooperate with the police.

Emotional Manipulation: Scammers often use emotional tactics to exploit victims, fostering feelings of trust, friendship, or even love.  As a result, victims may find it hard to accept that they were taken advantage of by someone they perceived as caring or genuine.  This can be compounded by emotional family conflicts and losing mental faculties.

To persuade victims that they have been scammed and to help them take appropriate action, victim advocates can adopt several measures:

Empathetic Communication:  Approach victims with empathy and understanding, explicitly acknowledging the emotional impact of the crime through techniques such as “active listening.”  Active listening is fully being engaged while another person is talking to you. It is listening with the intent to understand the other person fully rather than listening to respond. Active listening includes asking open-ended questions such as, "How did you feel?" or "What did you think?"  The goal is to create a safe, non-judgmental environment that encourages victims to share their experiences openly.  

Provide Evidence: Once emotional rapport is established, family members, community members, and police officers can present concrete evidence of the scam and how it can help victims see the reality of the situation.

Reassure the victim is not alone: Showing victims how others have fallen victim to similar scams can be eye-opening.  Learning that other reasonable people have also been exploited can be reassuring. Everyone is vulnerable to a clever con artist willing to understand their victims, identify their weaknesses, and exploit them.

Involve Authorities Early: Victim advocates should get involved immediately after the scam is reported. Early intervention increases the chances of recovering stolen funds and apprehending the perpetrators.

Build a Support Network: Knowledgeable individuals from reputable financial institutions or cybersecurity organizations can help build trust with victims. Victims may be more willing to listen to these authoritative experts' advice than their family members or friends.

Use the 988 Suicide & Crisis Lifeline:  Call or text 988  or chat at  988lifeline.org for information on understanding the background, history, funding opportunities, and implementation resources for strengthening suicide prevention and mental health crisis services. 

Research in the psychology of victims and scam prevention has shown that early intervention, emotional support, and education are crucial in helping victims recover and avoid further exploitation. Studies also suggest that victims are more receptive to information and advice from disinterested experts than close family members, especially with resentment or mistrust from past efforts to assist with financial matters. 

Family members, friends, financial advisors, and support organizations should conduct regular wellness visits to protect the victim's well-being and financial interests.  These visits monitor the victim's situation and educate them about potential scams and how to safeguard their finances.  Building a strong support network can help prevent subsequent recovery scams by criminals falsely claiming to be able to recover lost assets.

In conclusion, understanding the psychological barriers that prevent victims from acknowledging scams is crucial for effective intervention and emotional recovery. Family members, social services, knowledgeable friends, and other victim advocates can employ empathetic communication, provide evidence, and involve external experts to persuade victims to accept help and take appropriate action.  Regular wellness visits and education can protect victims from future exploitation while preserving their financial well-being and inheritance for their heirs.  

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